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Charles Schwab & Co., Inc. (“Schwab”) is a registered broker-dealer, and is not affiliated with Strategic Financial Management or any advisors whose names appear on this Website. Strategic Financial Management is independently owned and operated. Schwab neither endorses nor recommends Strategic Financial Management. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Strategic Financial Management under which Schwab provides Strategic Financial Management with services related to your account. Schwab does not review the Strategic Financial Management Website and makes no representation regarding the content of the Website. The information contained in the Strategic Financial Management Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities. Clicking the Schwab logo means you will be leaving this site and entering the Schwab Website.